<?xml version="1.0" encoding="UTF-8"?>
<!--
  Every page, in both languages.

  Static rather than generated: it is twenty URLs that change only when a page
  is added, and a generator would need the same list kept in step anyway.
  When you add a page to PAGES in src/client/App.tsx, add it here too — a
  guide's Spanish address is its Spanish slug (SPANISH_PATHS), not /es/guides.
  A test checks this list against the pages the server knows.

  There is deliberately no <lastmod>. It is optional, search engines largely
  ignore it, and a hand-maintained one goes stale and starts lying.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <url>
    <loc>https://www.twocoins.app/</loc>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es</loc>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/"/>
  </url>

  <url>
    <loc>https://www.twocoins.app/guides</loc>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/guides"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/guias"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/guides"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/guias</loc>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/guides"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/guias"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/guides"/>
  </url>

  <url>
    <loc>https://www.twocoins.app/guides/budget-by-paycheck</loc>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/guides/budget-by-paycheck"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/guias/presupuesto-quincenal"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/guides/budget-by-paycheck"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/guias/presupuesto-quincenal</loc>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/guides/budget-by-paycheck"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/guias/presupuesto-quincenal"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/guides/budget-by-paycheck"/>
  </url>

  <url>
    <loc>https://www.twocoins.app/guides/statement-and-due-dates</loc>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/guides/statement-and-due-dates"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/guias/fecha-de-corte-y-fecha-limite-de-pago"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/guides/statement-and-due-dates"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/guias/fecha-de-corte-y-fecha-limite-de-pago</loc>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/guides/statement-and-due-dates"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/guias/fecha-de-corte-y-fecha-limite-de-pago"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/guides/statement-and-due-dates"/>
  </url>

  <url>
    <loc>https://www.twocoins.app/guides/interest-free-instalments</loc>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/guides/interest-free-instalments"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/guias/meses-sin-intereses"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/guides/interest-free-instalments"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/guias/meses-sin-intereses</loc>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/guides/interest-free-instalments"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/guias/meses-sin-intereses"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/guides/interest-free-instalments"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/support</loc>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/support"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/support"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/support"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/support</loc>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/support"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/support"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/support"/>
  </url>

  <url>
    <loc>https://www.twocoins.app/privacy</loc>
    <priority>0.5</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/privacy"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/privacy"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/privacy"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/privacy</loc>
    <priority>0.5</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/privacy"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/privacy"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/privacy"/>
  </url>

  <url>
    <loc>https://www.twocoins.app/terms</loc>
    <priority>0.5</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/terms"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/terms"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/terms"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/terms</loc>
    <priority>0.5</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/terms"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/terms"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/terms"/>
  </url>

  <url>
    <loc>https://www.twocoins.app/delete-account</loc>
    <priority>0.4</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/delete-account"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/delete-account"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/delete-account"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/delete-account</loc>
    <priority>0.4</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/delete-account"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/delete-account"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/delete-account"/>
  </url>

  <url>
    <loc>https://www.twocoins.app/cookies</loc>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/cookies"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/cookies"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/cookies"/>
  </url>
  <url>
    <loc>https://www.twocoins.app/es/cookies</loc>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.twocoins.app/cookies"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.twocoins.app/es/cookies"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.twocoins.app/cookies"/>
  </url>

</urlset>
